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WHAT IS TOKEN?

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Sorry- I do not know where else to post this. What in the world is a "token" and if company says you must have a "token" and they are sending you one by email, what are you looking for and expecting to find for neither wife nor I seem to gave gotten one or do not recognize it. It is for insurance company claim processing. I am not sure what exactly it is for or how to recognoze it but it has to do with accessing.

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